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Chadwick Financial Management / Independent Financial Advisers

01803 834440

business clients

Retirement means different things to different people. We can help you plan the retirement you have worked so hard to achieve.

Retirement Planning

The government estimates that 6.2 million people are not saving for retirement. If you can’t survive on the maximum basic state pension of £155.65 per week*, then the time to start saving is now.

There are many ways to do that. You could enroll into your workplace pension or set up a personal pension with one of the hundreds of providers available.

There are numerous pension traps to be wary of. The tax and legislative goal posts are moving ever more frequently and uncertainty over the economy is having a dramatic effect on savings, investments and pensions.

So to get the most from your savings and help them to grow into a suitable pension pot. And as you retire, to turn your savings from a cash pot into an income, financial advice is essential.

We can talk you through all of your options. We’ll look at the suitability for your circumstances and ambitions, tell you about any risks and make sure that you have the right information to make a fully informed choice.

Once we know what sort of retirement you’re expecting to enjoy, we can plan how much you should be saving to reach the income in retirement you desire – and if you’re nearing retirement or you’ve already retired, we’ll advise you how to maximise your income for the rest of your life.

With a secure client website, all documents are stored digitally for instant access. You can also log in for a valuation of your investment 24/7.

If you’re an employer, we can also help to guide you through the minefield that is Automatic enrolment. There are many different workplace pension schemes available, and most of these are free to the employer however some penalise the employee by taking a cut of any savings paid in.

We will help you to find a company pension which is easy to use and suits the needs of your employees as well.

*Figures as of 27/9/2016.


For more information why not take a look at our free 5 step retirement guide.

To find out more or to arrange an initial consultation, call us on 01803 834440 or email