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Chadwick Financial Management / Independent Financial Advisers
01803 834440 discover@chadfinman.com
Chadwick Financial Management / Independent Financial Advisers
01803 834440 discover@chadfinman.com
As a long term investor, Karen has facilitated reinvestment . Always with professional advice.
We retired earlier than expected, and we looking for advice about how to best save for our future. Karen has such a wide in-depth knowledge of the financial services industry, that we have always felt confident that she knows the best products available for us. Karen was particularly helpful recently when we wanted to buy a bigger house and had to temporarily access some funds. We have now reached retirement age with a lovely fat pot to generate a comfortable standard of living. It’s been 100% excellent service for us.
Having made a purchase of a new house, and needing funds to carry out improvement work Karen has helped me manage my portfolio effectively.
I have recently retired and Karen helped me invest the Additional Voluntary Contributions that I had been paying.
Karen has mentored and helped me reinvest for the future. Always sound and thoughtful advice.
She has made sure I am still getting maximum return on my investments.
I have confidence that should I need help and advice Karen will always respond with professionalism and patience.
I wanted release equity from my property to finance ‘big life adventures’!! Karen has been advising me for more than 15 years; she understands my circumstances and aspirations. She is able to source solutions effectively and efficiently. I wish I’d done it earlier!!
My late husband benefitted from Karen’s father’s financial advice for many years, so l was fortunate to be able to continue with Karen at the time she joined the business. She has given me peace of mind with my investments and knowing l can get trusted advice at any time.
I have a desire to get myself in a position where I could retire at 50. Karen has helped me to gain confidence that I could retire from mainstream corporate life.
I was overwhelmed by the various procedures for managing my finances, I needed help!
I really had no idea how best to get the most out of my money (where to invest etc). Karen has made everything much clearer and has put my finances in a situation I can understand.
Karen advised me on finding estate planning services through a local solicitor specialist. She manages the trust portfolio and my own investment package.
Carried out the transfer of our funds from Hargreaves Lansdown and helped us to claim
compensation from them due to their incompetence when dealing with the transfers. Karen
recommended various funds to us and we have been very pleased with their performance.
Any questions for information have been dealt with promptly and efficiently. Our recent
annual review was interesting and food for thought and helpful as usual.
I needed independent expert advice on Equity Release. Karen gave me a broad view of the options and then advice tailored to my circumstances.
Karen has continued to help with my finances and provide reassuring support during the
difficult time of the pandemic. She knows exactly what she is doing and is always calm and confident.
Everything was explained clearly and concisely with Graphs & Pie Charts which helped a great
deal
Excellent presentation. Karen spoke clearly and it was easy to understand what our options are for the future Karen gave us confidence in her IFA professional services.
In these uncertain times I still consider Karen to be a safe pair of hands. She has never let me down and always given me good advice.
Great, keeps me up to date but not inundated with updates meaning they are meaningful.
She keeps me up to date with all that is going on in the financial world. I know she is always ‘on the case’ and I have every confidence in her advice.
Efficiently keep me updated of all developments with my investment and the general
financial markets during the current issues
Over many years we’ve always had complete faith that Karen Cooper endeavors to fully
understand our particular financial circumstances and our attitude to risks, etc. We have an annual review which is helpful, but often contact Karen throughout the year with other queries or for advice. We feel we get good value for money, as Karen helps us find products we wouldn’t have discovered ourselves.
She has made sure my money is still in the most appropriate account.
She advised me on how to best make my money and inheritance from my late husband work
for me needs now and with tax advice and inheritance for my family in the future.
I feel more in control of everything as my husband used to deal with everything and I was
lost.
Karen gave me great advice with investing in a very tax efficient way and a mortgage.
My investments are growing well and she helped me release some equity when I
needed it
Karen Gave us advice tailored to our requirements very approachable and thorough. Her staff are extremely competent.
We cant think of anything that could have been done better.
Karen is always there for me. I feel totally confident that she is making the best choices for me. I sometimes find finance confusing so it is great to know Karen is always on top of things.
I inherited some money and wanted some advice as to how to invest it. Karen has recommended investments that have given me an additional monthly income. I have been very happy with the outcome. I have a regular income from my investments but the original capital has pretty much remained the same.
I was recently retired & looking for long term growth in our savings & investments. Karen offered a comprehensive review of our finances and succinct advice given to meet our longer term objectives. Everything was done efficiently & any queries we had were dealt with quickly.
I was getting to a certain age I wanted advice on how to plan. Karen has reviewed and advised set up my pension she also helped my mum with her equity release.
On the recommendation of my father- in – law after the death of my husband and in need of help and advice with investments. Karen has looked after my finances now for many years and she has always made me feel that my investments are sensible and safe. I’m not good at taking risks and with Karen’s advice I have an income and my investments have brought in moderate but secure interest. I am satisfied that I receive good service whenever I have requested financial advice. A personal and friendly service.
Karen had helped with numerous of things such as home insurance, ISAs and Pensions. Karen has always been helpful and explained things to me in a clear and understanding way.
I was looking at Increasing an existing lifetime mortgage. The existing lifetime mortgage could not be increased, Karen organised the closure on very favourable terms and the setting up of a lifetime mortgage with a new provider, on very favourable terms. I have engaged Karen for a number of years. Her services are excellent.
I needed expert financial advice regarding my pensions and savings. Karen appraised my current financial circumstances, along with the best level of risk for myself and designed the most suitable way forward. Karen explained it in terms that I could understand and feel confident with.
I wanted help with my savings. I had a lot of cash in my accounts and wanted to put it somewhere safe but with opportunity for a good return. My neighbour recommended Karen. Karen has recommended an ISA and investment bond, both of which have performed very well so far. She warned me about volatility and reassured me when values went down during covid. She is always available when I phone and helps with all of my paperwork.
I wanted someone to look over my pension income and savings. Karen has reviewed all my income from various pensions and annuities. She has reviewed my savings and recommended suitable investments. Karen reviews all my paperwork and helps to complete any relevant forms. Nothing is ever too much trouble. Karen and her team are fantastic.
Karen has been our Financial Advisor for a decade or more. When my husband passed away three years ago, she was the person that I knew would give me the support and financial advice that I needed at this tragic time in my life. Karen has given me the confidence that I need to become an Investor in my own right, now that I am a Widow.
I had a complex situation mid-divorce with existing marital property and an urgent need to purchase another. Karen was amazing in explaining in plain English what options might be available, offering practical support and clearly with many years of experience, I could trust her completely. She acted with urgency when I needed to move at pace and was a great support to have, taking the headache of navigating mortgage products and applications with a complicated set of circumstances and making it doable. Karen has enabled me to achieve my goal of purchasing a new property.
She has provided reassurance about my finances during this Covid 19 financial crisis.
I have only seen Karen for her initial free consultation where she was very thorough and
professional leaving me confident that here services will support me and my wife’s finances for the future.
She is always available and happy to talk.
Karen has been brilliant in helping me with an Equity Release problem. Karen is extremely
efficient and very friendly, she explains everything in detail so that I was able to understand clearly. I would recommend her to anyone who was needing financial advice.
I inherited money and also had a child for whom we needed advice about long term savings. Karen was very positive and easy to understand advice and helped me to invest wisely.
Karen arranged our Equity Release very well especially as there was an initial problem about the house.
Karen & her father before her advised my late husband well for many years, so when he died. I was pleased to be able to continue with the same reassurance.
After my husband’s death Karen was most helpful liaising, at my request, with my will
writers, with the financial information they required, making it much easier for me at that difficult time. She has given me good, varied & much appreciated advice on all aspects of my portfolio ever since.
We needed advice on how we could maximize our income whilst maintaining our
investments.
Karen helped us identify our attitude to risk, and then move us forward with a recommendation of a suitable financial plan and policies etc.
We’ve always been very confident that Karen understands our particular circumstances and
current needs, and that she also looks further down the line to see what might change in
future.
I had some money to invest – bonds maturing and inherited money. Karen clearly explained the various options, including how to make the most of ISA.
Karen already provides what I need. Over the years I have come to look on her as a friend. She is always approachable, has time for me and is ready to give advice, but she is never pushy. If you don’t want to do something she is fine with that and thinks of something else.
Originally, due to family monies received as a result of a pay out from a car accident then we needed to look at the best investment potential. Subsequently, required financial direction regarding savings, ISA, Pensions and then inheritance.
Karen listened, gained a great and concise understanding of my attitude towards financial
risk/investment and provided me with a global overview of my best options for the present
and for the future.
Recent changes in employment and living costs and plans to buy my first home. Karen provided excellent advice surrounding which bond would be suited to me and forward
thinking of realistic savings I should be making.
I needed some professional advice on what action I needed to take regarding pension.
Karen was extremely knowledgeable and gave easy to follow advice which was the result of informative and considered information after discussing various options.
I cannot think of any points where the process could have been improved. Very satisfied with my experience.
Karen has helped me to reinvest a small stakeholder pension and to invest a substantial fund (to me) over the years. She answers my emails promptly. As I do not have a huge sum to invest Karen has more than helped me.
I had to take early retirement to look after my terminally ill husband. Karen was able to advise me on the appropriate investments and pensions to make my savings work for me and provide a tax efficient income.
I needed a safe investment which could offer me a regular income. Karen has helped me to gain this income whilst also maintaining my savings. Always a prompt and reliable service. <Link>
Karen helped me end my interest only mortgage and help set me up for the future in a clear and understanding way. The service was all that we could have asked for. <Link>
Karen provided me with an in-depth review of my circumstances followed by a forward planning proposal to help consolidate my pension plans. Good service and communication. <Link>
Karen gave me a full and detailed range of options and got to know me before helping me decide what type of investment would suit me best. She also recommended a very good solicitor to assist with estate planning and writing of my will. She is really friendly and approachable to someone who knows absolutely nothing about financial investments. I do not think I could fault her to be honest. <Link>
Karen explained everything in a way that was easy to understand and was helpful and knowledgeable when we had any questions. <Link>
Up until recently I always sorted out my own finances. But then I realised that matters were getting out of hand.
I had bits and pieces all over the place, much of it earning next to nothing in interest. I was losing control of my own money!
Karen has put that all right – even saved me some tax! I still have a spread of investments but these are now organised and easier to follow.
As far as finances go, Karen thinks logically, and with much knowledge. She explains clearly what she recommends and why, taking my own personality and requirements into consideration.
As a client I have complete confidence in her. I know I can ask for clarification at any time.
Financially I now have an organised mixture of money that is easily accessible, some bonds, and investments that are doing well.
Best of all I know that Karen is keeping her eye on them at all times as I don’t always get round to doing that!
Chadwick Financial Management have provided us with Financial advice and guidance for over 20 years. Their advice has always been considered, reliable and over a wide range of investments.
Their services have always been given in a friendly and reliable manner outlining our various options, while making it clear that the final decisions remained with us without pressurising us to go in any particular direction and we will continue to use their services for the forseable future.
We have known Karen Cooper for over two years, we have find her and her company very helpful in all matters in relation to
investments and savings. We are very pleased with Chadwick Financial Management.
Chadwick listen to your requirements and then offers a selection of options instead of pushing just one
My wife and I have been Investors with Karen’s Company for more than 10 years that speaks for itself and have complete confidence in her prudent ability.
Always ready to help with a variety of suggestions, not at all pushy. A cup of coffee is always at hand haha
Karen has a very friendly and patient approach, gives sound clear financial advice, and always ensures that the chosen investment is right for me. I have never been disappointed with Karen’s recommendations and have every confidence in her.
Karen has been and continues to be a great source of information – helped us with a mortgage when we thought that all doors had been firmly shut and has advised on many financial issues since. I would certainly recommend Karen to anyone that is looking for any financial advice.
Karen helped me to complete a loan in principle for a shared ownership application I made. Karen was very knowledgeable and efficient. I Especially liked that she spoke in clear jargon-free language, I would recommend her to anyone needing her skills. Thank you.
I always appreciate Karen’s advice, guidance and understanding of my financial needs. I find it a bit complicated and clarification after meetings is always helpful, as is the friendly, personal approach. Thank you
We’ve been with this financial adviser for nearly twenty years. Together we have navigated both calm and turbulent waters. It is comforting to know that our IFA is up-to-date with all the issues and is looking ahead on our behalf. We’re not looking to change.
I have known Karen for several years and have always taken her advice regarding my investments. Karen does not attempt to confuse investors with jargon I do not understand, she is straight talking, to the point and provides an excellent service.